We accept most traditional insurance plans but do not participate in any Health Management Organizations. Please contact your insurance provider to verify acceptance of your plan within our practice.
Accepted insurance carriers (we accept/file all insurance carriers, but participate in the following):
- Anthem Complete
- Careington Network
- Cigna DPPO (Total Cigna DPPO)
- Connection Dental Network
- Delta Dental PPO Plus Premier
- Dentaquest Medicare Advantage
- Guardian PPO
- Humana Medicare Advantage
- Lincoln Financial Group
- Metlife PDP Plus
- Stratose/Maverest Dental Network (Zelis)
- United Concordia National Fee For Service Network
- United Healthcare Medicare Advantage
- UNUM Always Care
It is crucial to know that a plan may include specific inclusions and exclusions we may not know about advance. Therefore, it is important for the patient to understand his/her dental benefits.
Although we don’t know exactly how much your insurance provider will pay for your specific treatment, until they actually pay for it, we are able to call your insurance provider, get a breakdown of insurance benefits and create an estimate for you. Benefits discussed with the patient are only estimates. If you would prefer to have in writing what the insurance will cover for your procedure, we are happy to send in a pre-authorization for your treatment plan.
Typically, it takes about 4-6 weeks to receive the pre-authorization back. Please keep in mind, that even the insurance company will state this is only an estimate. Meaning, what they end up actually paying for your procedures may be different than even what the pre-authorization states.
Prioritizing Dental Needs versus Your Coverage
Don’t hesitate to speak with us about financial concerns. If you have limited coverage and don’t want to go too far over the coverage ceiling, we can prioritize your treatment plan so it fits in your budget and your dental coverage.
Depending on your insurance limit per year, we can help you navigate and schedule your needs based on that limit and suggest the most cost-effective treatment possible. We are here to help you achieve your oral health goals while also taking into consideration that everyone has a budget.
CareCredit as an Additional Payment Option
CareCredit is a convenient, flexible way to assist our patients when the need for more extensive dental treatment is necessary. They offer multiple deferred interest payment options that are sure to meet most payment needs. Want to see if you qualify? Click the CareCredit link below to get pre-approved with no credit check up front.